PHASE 1 / INVESTMENT INTELLIGENCE

CRE Deal Lab

Underwrite a commercial acquisition, test downside assumptions, and create a borrower-prepared financing package. Financial outputs are calculated locally from your inputs; nothing is submitted to a lender.

Manual underwriting is operational. AI document review is optional and remains locked until secure subscriber configuration is complete.

01 / Property & acquisition inputs

Property / deal nameAddress / locationAsset classBuilding area (SF)Purchase price ($)Closing costs ($)Immediate improvements ($)Initial working capital ($)

In-place annual operations

Scheduled base rent ($)Expense reimbursements ($)Other income ($)Vacancy & collection loss (%)Operating expenses ($)Recurring reserves ($)

Enter operating expenses excluding debt service, depreciation, income taxes, and capital improvements. Reserves are deducted from cash flow, not from conventional NOI.

Financing assumptions

Loan-to-value (%)Interest rate (%)Amortization (years)Loan term (years)Annual loan fees ($)Borrower / company

Downside stress assumptions

Additional vacancy (points)Operating expense increase (%)Rate increase (points)Assumption source

02 / Investment underwriting

Net operating income—

Going-in cap rate—

Debt coverage (DSCR)—

Annual debt service—

Annual pre-tax cash flow—

Cash-on-cash return—

Loan amount—

Estimated total cash needed—

Price per SF—

NOI reconciliation

Sensitivity analysis

Scenario	NOI	DSCR	Cash flow

Downside combines additional vacancy, expense growth, and higher interest rate. NOI does not include reserves; cash flow does.

Items to verify

Enter deal assumptions to see verification prompts.

03 / Borrower-prepared lender package

Generate a printable, dated report with financial assumptions, DSCR, LTV, equity, sensitivity and a lender document checklist. A lender will perform independent underwriting.

Loan purpose / investment narrative

I have reviewed the investment analysis disclaimer, understand that figures are unverified and that the report is not lender-approved underwriting.

04 / Optional AI document review

Member access

Email addressPassword

Creating an account does not activate a paid subscription. A confirmation email may be required.

AI can summarize authorized offering memoranda, rent rolls, leases and operating statements, and flag missing information. It must not replace the financial calculation engine. Secure subscriber access and server-side API credentials are required.

I am authorized to upload the document and consent to transmission to the configured AI provider for analysis.

Select up to 10 files for Paid or 25 for Premium per deal. Files are analyzed one at a time; maximum 3 MB each. Your deal ID is saved in this browser and can be entered later to reopen a deal.

Deal Document Manager

Saved deal ID

Previously analyzed documents are saved privately for this account. Removing a document removes its saved file and analysis; the lifetime analysis quota for the deal is not refunded.

AI analysis requires a signed-in account with an active entitlement. Documents are transmitted to the configured AI provider for processing; avoid unnecessary personal or sensitive information. Avoid uploading personal or sensitive data.