Investment Analysis & AI Disclaimer

Educational and informational purposes only. CREate Wealth U provides commercial real estate education, financial modeling and AI-assisted analysis. It does not provide individualized investment, legal, tax, accounting, lending, appraisal or other regulated professional advice.

Artificial intelligence and data accuracy

AI output can contain errors, omissions, misread documents, and incorrect calculations. Users must independently verify all source information, inputs, assumptions, calculations and conclusions. Data labeled seller-provided, user-entered, assumed or unverified has not been independently validated by CREate Wealth U.

No investment recommendation or guarantee

Any valuation, cash flow, cap rate, debt coverage or projected return is an estimate based on stated assumptions, not a guarantee or recommendation to buy, sell, finance or hold property. Real estate investment may result in loss of principal.

Not an appraisal or lender underwriting

Platform outputs are not appraisals, formal broker opinions of value, loan approvals, financing commitments or lender-verified underwriting. Lenders independently determine eligibility, creditworthiness, collateral value and required documentation. Engage an appropriately licensed or certified appraiser when an appraisal is required.

Professional review and relationship

Consult qualified real estate, legal, tax, lending, insurance and accounting professionals as appropriate. Using CREate Wealth U does not itself create a brokerage, fiduciary, advisory or other professional relationship with ProTech Commercial Realty or Michael Bruni; a separate written engagement is required.

Document authorization and privacy

Upload only documents you are legally entitled to provide. Do not upload Social Security numbers, bank account credentials, confidential borrower financials or personal information unless expressly authorized and covered by applicable platform privacy terms. Any optional AI document analysis transmits uploaded content to contracted AI processing providers; do not use that feature without consent and an appropriate data processing and retention review.

Reliance and liability

To the extent permitted by applicable law, CREate Wealth U and its owners, affiliates and providers disclaim liability for investment losses or decisions based on platform output. No tool can identify every material risk. Nothing here excludes liability that cannot lawfully be excluded.

Consent

By using the underwriting tool, you acknowledge that it is a decision-support tool, that outputs require independent verification, and that you remain responsible for decisions. Read this disclaimer together with applicable Terms of Service, Privacy Policy and subscription terms.

Draft for review by qualified Florida counsel before commercial launch. Last updated November 4, 2026.